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BREAD FINANCIAL HOLDINGS, INC. (BFH) Historical Metrics

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers. Review BFH fundamentals, ratios, and historical filing metrics on Finoriq.

Company Snapshot

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread Pay, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. Additionally, it offers retail and deposit products, primarily in the form of certificates of deposit and high-yield savings accounts, including traditional and Roth Individual Retirement Accounts. The company offers its products under the Bread, Bread Financial, Bread Cashback, Bread Rewards, Bread Pay, and Bread Savings brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.

Company
BREAD FINANCIAL HOLDINGS, INC. (BFH)
Ticker
BFH
Market Cap
$4B
Latest Price
$99.41
Industry
Business Services

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BREAD FINANCIAL HOLDINGS, INC. (BFH) Current Valuation Metrics

Static valuation preview for BREAD FINANCIAL HOLDINGS, INC. (BFH). Market data retrieved 2026-07-08. Filing currency USD.

MetricValueSource
P/EMarket cap divided by latest TTM net income.6.76xNet Income | TTM Q1 2026
P/SMarket cap divided by latest TTM revenue.0.98xRevenue | TTM Q1 2026
P/Operating Cash FlowMarket cap divided by latest TTM operating cash flow.1.74xOperating Cash Flow | TTM Q1 2026
Earnings YieldLatest TTM net income divided by market cap.14.8%Net Income | TTM Q1 2026
Operating Cash Flow YieldLatest TTM operating cash flow divided by market cap.57.6%Operating Cash Flow | TTM Q1 2026

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